I am afraid of your debt issues
Posted by Anonymous in Love on Aug 9th, 2010 | 2 commentsI love you and our relationship, but I am afraid of your debt issues. If we combine our resources, and split our costs in half, sharing everything, I am afraid of getting lost in that.
You have lots of goals to accomplish in the next year… getting a masters degree, buying a house, traveling, and, um, paying off your debt. But I don’t know how it will be possible unless you develop a plan of action and follow through. Be realistic!
Right now, all we do is spend, spend, spend. We do not live an expensive lifestyle at all…. but can we humble ourselves a little more and cut costs? Can you humble yourself and ask for help from your parents, even though, as an adult, you are embarrassed by that?
I am afraid of your debt issues because I am disorganized myself. I fear what I see in you because I have a tendency towards it myself.
I am frustrated that the issue is too “emotional” for you to talk about. It needs to be talked about and a plan needs to be made. I want to see action taken!
2 Responses to “ “I am afraid of your debt issues”
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Be brave. Please act. I’ve been there. I didn’t act soon enough and I ended up have to clear up the terrible mess. The relationship failed. I had to sell our home. I got left with his debts.
Please do not allow this to happen to you. Confront the situation now and insist on a plan. Take responsibility – both of you. See a debt counsellor if you need to face up to the reality of what you are doing. Once you make a start you will feel so much better. It may even make you stronger as a couple.
Spending money does not buy happiness. Sometimes over spending is a symptom of things actually going wrong beneath the surface. Don’t wait for it all to fall apart.
You just said everything I want to say to my boyfriend. We’ve been together for 5 years now, he doesnt have a steady job, he’s been laid off afew years ago, and things have never been slit down the middle, I just recently told him, that what he gives me towards bills. is a 3rd of how much it costs to keep the house going, I own the house, I bought my ex out of it, and well, when something needs to be done, its doesnt feel like its our house, cause he’s only paying a 3rd, Im not sure what advise I can give, other then dont give up, because resentment will start to kick in… and then thats just down hill from there, talk to him, or… Stop paying for things, other then just your portion and when they start saying something about it, then you tell them how you feel…